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Rio Rancho & West Side Journal Business
Refinance Program Cuts You A Break
Q: I live in Rio Rancho and have been trying to refinance my home for the past 18 months with no luck. Because the value of my home has dropped $75,000 in value (about 20 percent) since I bought it two years ago, I no longer have the 20 percent equity needed for a refinance and I really can't come to closing with a huge amount of cash. The only option that keeps coming up is paying mortgage insurance, but I really don't want to go down that route. Do I have any other options? (Thursday, September 02, 2010)
Heading West Tomato Cafe opens location near Coors and Montaño
Barely a year after reopening in a new Northeast Heights location, Tomato Cafe has branched out with second location west of the river. (Thursday, September 02, 2010)
Rio Rancho Adds Florist
Less than six months until Valentine's Day, and Rio Rancho has a new flower shop. (Thursday, August 26, 2010)
Focus on Building Value in Upgrades
Q: I've lived in my house for about 10 years and my house is looking pretty dated. I'm thinking of selling in the next few years and I'm wondering what kinds of updates I should make to my house to get it ready to sell. Do you have any advice on what I should do right away and what I should do right before selling? (Thursday, August 26, 2010)
Refinance Home, If You Can Swing It
Q: We recently moved to New Mexico from Colorado and have purchased a new home here. Because the housing market is so bad back home, we have rented out our old home so we wouldn't be forced to take a huge hit when we sold. Based on some recent sales in the neighborhood, I think the home is worth about $290,000 and we currently owe $250,000 at an interest rate of 6.25 percent. We bought the place for $350,000 five years ago and put 20 percent down. Do you think it's worthwhile to refinance this home? (Thursday, August 19, 2010)
Garage Hopes To Instill Trust
Scott Chazdon concedes that trust is a sentiment in short supply in many auto repair relationships. (Thursday, August 12, 2010)
Pricing Your Home Too High A No-No
Q: My Realtor and I are talking about the listing price of my house. She feels it should be lower, but I've put so much into it and I want to try to get my money out of it. Should we start higher and then lower it if we have to? (Thursday, August 12, 2010)
Rental Home Complicates Picture for Couple
Q. My wife and I recently moved to New Mexico from the Chicago area and would like to purchase a home in the next year or so. Our problem is that we still have a home with a fairly large monthly mortgage payment (about $1,700) that we rented out when we left. We are charging $1,500 in rent so we aren't even covering our basic expenses for this home. The housing market continues to be very bad where we came from, and we'd have to pay about $8,000 just to sell the home and then we'd end up losing about $45,000 in the deal because of our down payment. My question is this: Would you recommend that we buy a new home under these circumstances? (Thursday, August 05, 2010)
Buyers' Demands Threaten Closing
Q. I'm in the process of selling my house and we're about to go to closing. The buyers are making demands I feel are unreasonable at the last minute. What should I do? (Thursday, July 29, 2010)
'60s Tastes on 66
If you're looking for a burger and an authentic 1960s road diner atmosphere, head for west Central and pull off at Grandpa's Grill on Route 66. (Thursday, July 29, 2010)
Stop Blaming Ex-Wife, Pay Off Creditors (Thursday, July 22, 2010)
CVS Still Alone at Unser Crossing (Thursday, July 22, 2010)
Arroyo Change To Add Rec Trail Realignment to include 100-foot strip for walkers and bikers (Thursday, July 15, 2010)
Show Off Pool and Lure a Swimmer To Buy Your Home (Thursday, July 15, 2010)
Helping Haunches Therapy uses horse movements to treat variety of challenges (Thursday, July 08, 2010)
FICO Scores Needed for 'Kiddie' Program (Thursday, July 08, 2010)
Wedding Cash Is Not OK for Down Payment (Thursday, June 24, 2010)
Comings, Goings at Unser Plaza (Thursday, June 24, 2010)
Fancier Lights Left on Motel 6 gets a makeover with a European flair (Thursday, June 17, 2010)
Smartest Thing Might Be To Sell for a Lower Price (Thursday, June 17, 2010)
HP Still Hiring Despite Layoffs (Thursday, June 10, 2010)
Debt-to-Income Ratio Plays a Key Role for Buyers (Thursday, June 10, 2010)
Buying Out of Town a Bit More Complicated (Thursday, June 03, 2010)
Sorry, Short Sale Means No Loan (Thursday, May 27, 2010)
Couple Keeps Computers Functioning in Rio Rancho Mechanical-Minded (Thursday, May 27, 2010)
Co-Listing Can Have Multiple Benefits (Thursday, May 20, 2010)
Credit Not Only Reason To Buy (Thursday, May 06, 2010)
Straw Bale Home May Not Get FHA Loan (Thursday, April 29, 2010)
Natural Choices Organic (Thursday, April 29, 2010)
CVS Opens at Unser Crossing; Defined Fitness, Lowe's Next Filling Up (Thursday, April 22, 2010)
Be Sure You're Able To Pay Mortgage (Thursday, April 22, 2010)
You Can't Borrow for Down Payment (Thursday, April 15, 2010)
Fresh Mexican Fare City's second El Taco Tote opens near Coors and Central (Thursday, April 15, 2010)
Have Patience When Selling Your Home (Thursday, April 08, 2010)
New to New Mexico (Thursday, April 08, 2010)
Helping Hand Sunflower Market Lets Nonprofits Hold Fundraisers (Thursday, April 01, 2010)
Separated Spouse Still Responsible for Home (Thursday, April 01, 2010)
DIY Beauty Supply store offers high-quality brands, and advice to boot (Thursday, March 25, 2010)
To Thine Own Self Be True, Homebuyer (Thursday, March 25, 2010)
Urgent Care Clinic Adds Treatments Botox, chemical peels among options available at Rio Rancho location (Thursday, March 18, 2010)
Century Bank Opening Branch in Rio Rancho (Thursday, March 18, 2010)
Commissions Don't Count Toward Income for Loan (Thursday, March 18, 2010)
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